Privacy Policy
Last updated: July 6, 2026
Canada 360 Finance ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, when we share it, and the choices you have. This policy is intended to comply with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.
1. Information we collect
We collect personal information you provide directly to us, including when you submit a financing application or contact us. This may include:
- Full name, date of birth, and contact details (email, phone, address)
- Employment and income information
- Housing and residency history
- Information about the asset you wish to finance
- Consent to obtain a credit report and related credit information
- Any other information you choose to provide in a message to us
We may also automatically collect limited technical information (such as IP address, browser type, and pages viewed) when you use our website.
2. How we use your information
We use personal information to:
- Process and evaluate your financing application
- Obtain credit reports and verify the information you provide
- Communicate with you about your application, approvals, and next steps
- Match you with lenders, dealers, and partners suited to your request
- Respond to inquiries and provide customer service
- Comply with legal, regulatory, and record-keeping obligations
- Improve our website, services, and customer experience
3. When we share your information
We do not sell your personal information. We may share it with:
- Lenders, financial institutions, and dealers involved in your financing
- Credit bureaus and identity/fraud verification services
- Service providers who help us operate our business (e.g., email delivery, hosting, analytics), under confidentiality obligations
- Government or regulatory authorities where required by law
Some of these third parties may be located outside your province or Canada, in which case your information may be subject to the laws of those jurisdictions.
4. Consent
By submitting an application or contacting us, you consent to the collection, use, and disclosure of your personal information as described in this policy. You may withdraw your consent at any time, subject to legal or contractual restrictions, by contacting us — please note that withdrawing consent may prevent us from processing your application.
5. Safeguards
We use reasonable administrative, technical, and physical safeguards to protect personal information against loss, theft, and unauthorized access, use, or disclosure. No method of transmission or storage is 100% secure, but we work to protect your information at every step.
6. Retention
We retain personal information only as long as necessary to fulfill the purposes described in this policy and to meet legal, accounting, and reporting requirements.
7. Your rights
Subject to applicable law, you may request to access, correct, or delete the personal information we hold about you, and withdraw consent for future use. To make a request, contact us using the details below. We may need to verify your identity before responding.
8. Cookies and analytics
Our website may use cookies and similar technologies to remember preferences and understand how visitors use the site. You can control cookies through your browser settings.
9. Third-party links
Our website may contain links to third-party sites. We are not responsible for the privacy practices of those sites and encourage you to review their policies.
10. Children's privacy
Our services are not directed to individuals under the age of majority in their province of residence, and we do not knowingly collect personal information from them.
11. Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top indicates when it was last revised. Material changes will be reflected on this page.
12. Contact us
If you have questions, concerns, or requests about this policy or your personal information, contact us at:
Canada 360 Finance
Phone: 905-918-2914
Web: Send us a message